近一年，Bank4.0肯定是银行业最热门的词汇之一，各家银行至顶向下学习，掀起数字化转型热潮，我最近总算抽空拜读了Brett King的这部著作，洋洋洒洒400多页，读完之后给我的感觉核心内容只有两点：
1.重视体验：真正做到以用户为中心，而不是目前传统银行普遍的以产品为中心。
2.拥抱科技：招科技人才，整合大数据、人工智能、区块链技术，建开放银行，找顶级科技公司合作。
当然，能完全做到这两点的银行足以立于不败之地！
Bank4.0干货到底有多少？
近一年，Bank4.0肯定是银行业最热门的词汇之一，各家银行至顶向下学习，掀起数字化转型热潮，我最近总算抽空拜读了Brett King的这部著作，洋洋洒洒400多页，读完之后给我的感觉核心内容只有两点：
1.重视体验：真正做到以用户为中心，而不是目前传统银行普遍的以产品为中心。
2.拥抱科技：招科技人才，整合大数据、人工智能、区块链技术，建开放银行，找顶级科技公司合作。
当然，能完全做到这两点的银行足以立于不败之地！
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